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RiverTrace Blog

Dealer Financing vs. Credit Unions

Are you thinking about buying a new car? Well, you’re not alone. New car sales have topped the charts in recent years, with nearly 18 million annual car sales in the U.S. While a very small percentage of those buyers...

How To Get Better Rates On Vehicle Purchases

If you're planning to buy a new car, there are two financing options that might save you money with better interest rates. Both are offered through RiverTrace Federal Credit Union. One option is the Credit Union Direct Lending, or CUDL,...

The Ultimate Auto Loan & Purchase Guide

Although buying or leasing a car is very common, the experience is different for every person. Some people prefer to keep costs low and consider only older vehicles while others prefer to buy new vehicles for which a loan is...

Use Debt Consolidation To Get Financial Control

Debt consolidation is the process of combining numerous smaller debts into one larger and easier-to-pay loan. The average American household that carries debt from month-to-month has $16,048 in debt, according to the U.S. Census Bureau and Federal Reserve. And, more...

A Quick Guide For Rebuilding Credit

Creditors are reluctant to extend credit to new borrowers because they don't know whether they'll repay.  On the other hand, creditors are even more reluctant to lend to borrowers with poor credit histories because they believe they won't repay.  ...


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