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The personal touch.

The great thing about Personal Loans, also known as Signature Loans, is that they are just that—personal. And you won't even need to come up with collateral when you decide to apply for one.

A Personal Loan can be used for so many things including:

  • Debt Consolidation—Suppose you have three department store credit cards with high interest rates but reasonably low balances. You can use a personal loan to combine all three cards into one payment with a lower interest rate.
  • Unexpected Expenses—Appliances sometimes fail when you least expect it. So if you need to replace a refrigerator, your dishwasher, a water heater or furnace/air conditioning unit, a personal loan will provide you with the cash you need when you need it.
  • Special Occasions—Your daughter is getting married or you want to take your spouse on that special cruise you've always talked about, but you want to save your credit card for purchases along the way. Personal Loan to the rescue.

There really is no limit to what you can do with a Personal Loan. We offer:

  • Loan from $1,000 to $10,000
  • Competitive, fixed rates
  • Terms from 24 to 48 months
  • No prepayment penalty

Getting the money you need is as easy as applying online or by coming to the branch.

If you're not a member yet, let RiverTrace help you Chart Your Path. It's easy to enroll and we can take care of it for you when you open an account or apply for a loan.

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Lobby Hours:

Monday-Wednesday: 9:00 - 5:00

Thursday: 10:00 - 5:00

Friday: 9:00 - 5:00

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