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Helping you get—and stay—on the right path.

Like many people, you may experience a financial emergency and will need some cash to tide you over until your next payday. Or you just may be looking for a way to pay your bills or finance the things you need (like a vehicle). If you've considered going to one of those payday lenders out there, please don't. Consider a Right Path Loan from RiverTrace instead.

A payday loan has a terribly high price tag with finance charges of up to 30% for just a few weeks. That translates into getting a loan with an Annual Percentage Rate of nearly 800%. And if you're unable to repay the loan by the due date or are late paying it off, this will lead to even more charges and more fees. It's a vicious cycle. A payday loan doesn't solve a financial crisis; it creates one.

Our Right Path Loans are a powerful suite of credit-building loans specifically designed to help members who are going through difficult times. They include our Credit Builder Loan, and our Vehicle Connector Loan.

Call us today at 804-266-2767 or come visit us. We'll help you Chart Your Path to a greatly improved financial future.

If you're not a member yet, let RiverTrace help you Chart Your Path. It's easy to enroll and we can take care of it for you when you open an account or apply for a loan.


Lobby Hours:

Monday-Wednesday: 9:00 - 5:00

Thursday: 10:00 - 5:00

Friday: 9:00 - 5:00

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