RiverTrace Blog

September 2016

Improve Your Credit with a Credit Builder Loan

When you have a poor credit history, lenders are reluctant to extend credit to you until you rebuild your credit score. Sometimes that puts you in a catch-22 situation. You need new credit to rebuild your credit score, but no...

What Is Second Chance Banking

Second chance banking gives people with blemished banking histories another opportunity to have traditional bank accounts. When people make mistakes–such as not repaying overdrawn balances–banks and credit unions make a report to ChexSystems, a consumer reporting agency. A negative report...

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