Our office will be closed on Tuesday, July 4th in observance of Independence Day.
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Improve your credit score with our Credit Builder Loan.

If you have no credit, little credit, or unfavorable credit, a RiverTrace Credit Builder Loan works to help you get on the right path to improve your credit score. And that means that you are more likely to get better interest rates and save a lot of money in the future.

A RiverTrace Credit Builder Loan features:

  • Loan amounts between $500 and $2,500
  • Terms from 12 to 24 months*
  • Competitive Interest Rates*
  • Application Fee of just $25.00
  • Money borrowed is put into a savings account on your behalf
  • Once the loan is paid off, the money you’ve borrowed is released to you

Our Right Path Loans like this one are designed to help you now—and in the future. Let’s talk. Call us at 804-266-2767 or come visit us and we'll help you Chart Your Path.

If you're not a member yet, let RiverTrace help you Chart Your Path. It's easy to enroll and we can take care of it for you when you open an account or apply for a loan.

*Rates, terms and conditions of loans will be based on individual credit worthiness. Rate subject to change without notice.

Chart Your Path


Lobby Hours:

Monday-Wednesday: 9:00 - 5:00

Thursday: 10:00 - 5:00

Friday: 9:00 - 5:00

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