Give yourself a helping hand.

When you need a loan, wouldn't it be convenient if you could just borrow the money from yourself? With a Secured Loan from RiverTrace, that's exactly what you can do. The amount you need to borrow can be collateralized by what you have available in your Share Savings or Share Certificate accounts. That means you keep your money safely on deposit and still get the funds you need for whatever you need.

Secured Loan benefits include:

  • Your Share Account assets continue to earn dividends
  • Competitive interest rates
  • Generous terms from six months to five years*
  • No prepayment penalty

When you're ready to get started, you can conveniently apply online. Of if you have any questions, you can give us a call or stop by the branch and we'll assist you with all the details.

If you're not a member yet, let RiverTrace help you Chart Your Path. It's easy to enroll and we can take care of it for you when you open an account or apply for a loan.

*If you’re using a Share Certificate to secure your loan, the term of the loan must match the term of the certificate. Loans must be paid off upon the closing of a Share Certificate, although in some cases you can roll over the Certificate with a rate adjustment, if needed.


Lobby Hours:

Monday-Wednesday: 9:00 - 5:00

Thursday: 10:00 - 5:00

Friday: 9:00 - 5:00

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