RiverTrace will be closed on Friday, November 10 in observance of Veterans Day.
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Enjoy the ride.

It doesn't matter if you're making a short trip to Short Pump or braving a trek up 95 to the nation's capital. The most important thing about the journey is having a safe, reliable and comfortable vehicle to get you there.

For vehicle loans, we offer:

  • Terms up to 84 months ($25,000 minimum for 73-84 month terms)
  • No prepayment penalty
  • Financing of new or used vehicles up to 125% of purchase price*
  • Loan pre-approval to give you better bargaining power at the dealership

For recreational vehicle loans, we offer:

  • Loans for boats, motorhomes, travel trailers, tent trailers, motorcycles and airplanes
  • Terms of 36 to 144 months
  • Special financing terms available for high-value RVs
  • Loans up to 125% of the purchase price of new RVs*
  • No prepayment penalty
  • Loan pre-approval for better bargaining power at the dealership

Okay, so you probably already have a vehicle loan (or several). Most of us do. But did you know that refinancing that loan to a lower rate and/or different term with RiverTrace can save you hundreds, if not thousands, of dollars over the life of that loan? It's true. And, refinancing is so easy. Apply online, give us a call or stop by the branch and we'll get you rolling.

If you're not a member yet, let RiverTrace help you Chart Your Path. It's easy to enroll and we can take care of it for you when you open an account or apply for a loan.

*101% – 115% Loan-to-Value Ratio requires mandatory GAP Insurance.



Lobby Hours:

Monday-Wednesday: 9:00 - 5:00

Thursday: 10:00 - 5:00

Friday: 9:00 - 5:00

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