More than a financial institution.

What is a credit union? A credit union is financial institution made up of a group of member/owners who are tired of paying fees for things like checking accounts and ATM transactions. It's people who have banded together to create an environment where deposits can earn higher yields and loans rates can be competitive.

A credit union is a place that's run by the member/owners for the member/owners. In fact, even our Board of Directors is comprised of unpaid volunteers whose sole focus is the financial well-being of the credit union and their fellow members.

Are credit unions safe? You bet. Federally insured credit unions like RiverTrace are regulated by the National Credit Union Administration (NCUA) and are backed by the full faith and credit of the United States Government. Previous to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, accounts on deposit in credit unions were insured up to $100,000. Thanks to this act, accounts are now federally insured up to $250,000.

So we invite you to join us and be a part of the RiverTrace experience. If you have any questions, feel free to give us a call or stop by and see us. We love to meet people who are interested in taking control of their financial futures.

If you're not a member yet, let RiverTrace help you Chart Your Path. It's easy to enroll and we can take care of it for you when you open an account or apply for a loan.


Lobby Hours:

Monday-Wednesday: 9:00 - 5:00

Thursday: 10:00 - 5:00

Friday: 9:00 - 5:00

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