Everyone deserves a second chance.

Everyone deserves a Fresh Start.

Sometimes life hands us lemons. We fully understand that. We also understand how hard it is to make any progress when you're being squeezed by prior financial problems that have soured your credit rating.

If you've had financial problems in the past that now prevent you from getting a checking account at other financial institutions, talk with us. Our Fresh Start Checking account allows you to Chart Your Path to rebuilding your credit.  Minimum credit score of 550 to open.

Fresh Start Checking provides you with:

  • A way to pay bills to re-establish your financial stability
  • There is a $12 monthly service charge
  • Direct Deposit is required
  • Free Online Banking and unlimited Bill Pay
  • Free Sprig® Mobile Banking
  • Free ATM Card
  • No per-check fees

Those approved for Fresh Start Checking eligibility requirements:

  • Be 18 years of age or older
  • Maintain a Member Savings Account
  • Give an initial deposit $50 or more into their new checking account.
  • Satisfy the low $25 monthly minimum balance requirement ($50 account opening deposit)
  • Provide a driver’s license or state-issued ID card for each member who will be on the account

After you have had your account open with us for 12 months of active use, you'll be eligible to request a move into Connections Checking. We'll review your history. If everything looks good, we'll convert your account to a FREE Connections Checking account with all of the benefits it offers.

Turn lemons into lemonade and Chart Your Path to a better financial future with Fresh Start Checking. Enroll online or stop by the branch to get started.

If you're not a member yet, let RiverTrace help you Chart Your Path. It's easy to enroll and we can take care of it for you when you open an account or apply for a loan.

 

If you're not a member yet, let RiverTrace help you Chart Your Path. It's easy to enroll and we can take care of it for you when you open an account or apply for a loan.

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Monday-Wednesday: 9:00 - 5:00

Thursday: 10:00 - 5:00

Friday: 9:00 - 5:00

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