RiverTrace will be closed on Friday, November 10 in observance of Veterans Day.
Visit our Blog Facebook

Everyone deserves a second chance.

Sometimes life hands us lemons. We fully understand that. We also understand how hard it is to make any progress when you're being squeezed by prior financial problems that have soured your credit rating.

If you've had financial problems in the past that now prevent you from getting a checking account at other financial institutions, talk with us. Our Second Chance Checking account allows you to Chart Your Path to rebuilding your credit.

Second Chance Checking provides you with:

  • A way to pay bills to re-establish your financial stability
  • Free rollover to Connections Checking if your account is open and clear for 12 months
  • There is a $12 monthly service charge
  • Direct Deposit is required
  • No minimum balance requirements
  • Free Online Banking and unlimited Bill Pay
  • Free Sprig® Mobile Banking
  • Free ATM Card
  • Free Audio Response Automated Telephone Service
  • No per-check fees

After you have had your account open with us for 12 months of active use, you'll be eligible to request a move into Connections Checking. We'll review your history. If everything looks good, we'll convert your account to a FREE Connections Checking account with all of the benefits it offers.

Turn lemons into lemonade and Chart Your Path to a better financial future with Second Chance Checking. Enroll online or stop by the branch to get started.

If you're not a member yet, let RiverTrace help you Chart Your Path. It's easy to enroll and we can take care of it for you when you open an account or apply for a loan.

Chart Your Path


Lobby Hours:

Monday-Wednesday: 9:00 - 5:00

Thursday: 10:00 - 5:00

Friday: 9:00 - 5:00

Third-party link - Do you wish to continue?
Don't continue
Special Announcement