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Rates

Certificates Rates

Certificate Accounts (rates current as of March 03, 2015)

Deposit Amounts ($1000 - $24,999)
Term Dividend Rate* APY**
6 Months (180 days) 0.40% 0.40%
10 Months (300 days) 0.45% 0.45%
12 Months (365 days) 0.70% 0.70%
15 Months (455 days) 0.80% 0.80%
24 Months (731 days) 0.90% 0.90%
36 Months (1096 days) 1.10% 1.10%
48 Months (1825 days) 1.34% 1.35%

 

Deposit Amounts ($25,000 - $49,999)
Term Dividend Rate* APY**
6 Months (180 days) 0.50% 0.50%
10 Months (300 days) 0.50% 0.50%
12 Months (365 days) 0.80% 0.80%
15 Months (455 days) 0.85% 0.85%
24 Months (731 days) 1.00% 1.00%
36 Months (1096 days) 1.15% 1.15%
48 Months (1825 days) 1.44% 1.45%

 

Deposit Amounts ($50,000 +)
Term Dividend Rate* APY**
6 Months (180 days) 0.60% 0.60%
10 Months (300 days) 0.55% 0.55%
12 Months (365 days) 0.90% 0.90%
15 Months (455 days) 0.90% 0.90%
24 Months (731 days) 1.05% 1.05%
36 Months (1096 days) 1.20% 1.21%
48 Months (1825 days) 1.49% 1.50%

 

  • Early redemption penalty on Certificates up to 1 year: 90 days of interest.
  • Early redemption penalty on Certificates 1 year or greater: 180 days of interest.
  • Flexible terms from 6 months to 48 months.

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*Rates are subject to change without notice.

**Annual Percentage Yield (APY) is calculated on minimum balance requirements on a 365 day basis. Fees could reduce annual percentage yield earned. All Savings dividends are determined by the average daily collected balance for the month. Early withdrawal penalties apply.

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