Rates
Certificates Rates
Certificate Accounts (rates current as of March 03, 2015)
Deposit Amounts ($1000 - $24,999)
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Term | Dividend Rate* | APY** |
6 Months (180 days) | 0.40% | 0.40% |
10 Months (300 days) | 0.45% | 0.45% |
12 Months (365 days) | 0.70% | 0.70% |
15 Months (455 days) | 0.80% | 0.80% |
24 Months (731 days) | 0.90% | 0.90% |
36 Months (1096 days) | 1.10% | 1.10% |
48 Months (1825 days) | 1.34% | 1.35% |
Deposit Amounts ($25,000 - $49,999)
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Term | Dividend Rate* | APY** |
6 Months (180 days) | 0.50% | 0.50% |
10 Months (300 days) | 0.50% | 0.50% |
12 Months (365 days) | 0.80% | 0.80% |
15 Months (455 days) | 0.85% | 0.85% |
24 Months (731 days) | 1.00% | 1.00% |
36 Months (1096 days) | 1.15% | 1.15% |
48 Months (1825 days) | 1.44% | 1.45% |
Deposit Amounts ($50,000 +)
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Term | Dividend Rate* | APY** |
6 Months (180 days) | 0.60% | 0.60% |
10 Months (300 days) | 0.55% | 0.55% |
12 Months (365 days) | 0.90% | 0.90% |
15 Months (455 days) | 0.90% | 0.90% |
24 Months (731 days) | 1.05% | 1.05% |
36 Months (1096 days) | 1.20% | 1.21% |
48 Months (1825 days) | 1.49% | 1.50% |
- Early redemption penalty on Certificates up to 1 year: 90 days of interest.
- Early redemption penalty on Certificates 1 year or greater: 180 days of interest.
- Flexible terms from 6 months to 48 months.
*Rates are subject to change without notice.
**Annual Percentage Yield (APY) is calculated on minimum balance requirements on a 365 day basis. Fees could reduce annual percentage yield earned. All Savings dividends are determined by the average daily collected balance for the month. Early withdrawal penalties apply.